Bad Credit

About Bad Credit

Bad Credit is a single player role playing game. It was developed by Riley Sampson and was released on February 17, 2022. It received very positive reviews from players.

Bad Credit is a period-piece, neo-western visual novel set in the city of Tucson, Arizona in 2016. Featuring over 100 characters, the player will interact with a nightmarish range of hateful worldviews and morally bankrupt business opportunities to survive Tucson and pay back their loanshark. As political turmoils in the U.S.A. bubble to the surface, the player will make important choices that aff…

Genres & Tags

Play Modes

Single-Player

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Reviews

95%Audience ScoreBased on 38 reviews

graphics2 positive mentions

story3 negative mentions

The game features some of the best writing seen in a video game, with hilarious humor and engaging characters.
It offers interesting mechanics and multiple story branches, encouraging replayability and exploration.
The retro graphics and unique gameplay create a nostalgic yet fresh experience that many players find enjoyable.

The game can be overly difficult, leading some players to resort to cheats to progress.
There are reports of technical issues, such as freezing during gameplay, which can hinder the experience.
Some players feel that the choices made in the game have little overall impact, making it feel less like a traditional game.

story
10 mentions Positive Neutral Negative
20% positive mentions, 50% neutral mentions, 30% negative mentions
The game features a compelling, story-driven experience with multiple branches and endings, encouraging players to engage in multiple playthroughs to fully explore its content. Users praise the unique characters and intense narrative, highlighting the game's ability to blend innovative gameplay with a captivating storyline. Overall, it is highly recommended for fans of visual novels seeking an interactive narrative.
- “From the wacky and bizarre characters to the nail-biting, butt-clenching story, to the unique and ingenious gameplay, Bad Credit has mastered it all.”
- “Though multiple playthroughs are possible, I get the sense there are multiple story branches to explore.”
- “You should buy it right now if you are looking for a neat story-driven visual novel directed by you and your actions!”
- “That's something I might recommend doing to see more of the content/story.”
graphics
6 mentions Positive Neutral Negative
33% positive mentions, 50% neutral mentions, 17% negative mentions
The graphics are praised for their nostalgic, old-school style, reminiscent of early 8-bit games like Leisure Suit Larry. Players appreciate the charming concept and find the visuals contribute positively to their overall enjoyment of the game.
- “I love the old school graphics; nice concept and so far, I'm enjoying my time with it.”
- “This is a mildly amusing comedy game with graphics reminiscent of early Leisure Suit Larry (8-bit).”
humor
4 mentions Positive Neutral Negative
100% positive mentions, 0% neutral mentions, 0% negative mentions
The game is praised for its clever humor, particularly appealing to those in finance, making it both entertaining and engaging. Players appreciate the combination of funny elements with interesting mechanics that keep the gameplay enjoyable.
- “Anyone in finance with a sense of humor will find this game hilarious - yet the investment cases are interesting enough to stay engaging.”
- “Good game, had funny humor and interesting mechanics.”
gameplay
4 mentions Positive Neutral Negative
50% positive mentions, 50% neutral mentions, 0% negative mentions
The gameplay is praised for its engaging mechanics and humorous elements, contributing to an overall enjoyable experience.
- “Good game, had funny humor and interesting mechanics.”
stability
2 mentions Positive Neutral Negative
0% positive mentions, 0% neutral mentions, 100% negative mentions
Users report significant stability issues, with frequent game freezes being a common complaint.
- “The game just freezes.”
- “The game just freezes.”
music
2 mentions Positive Neutral Negative
0% positive mentions, 50% neutral mentions, 50% negative mentions
The music in the game stands out as a modern element, contrasting with the overall 80s aesthetic of the gameplay and cutscenes, which many players appreciate.
- “What I especially appreciate is that most of the game could have been made in the 80s, with the exception of the music and some of the cutscenes.”
atmosphere
2 mentions Positive Neutral Negative
100% positive mentions, 0% neutral mentions, 0% negative mentions
The game excels in establishing a compelling neo-western atmosphere, effectively immersing players in its unique setting.
- “Great job at creating that neo-western atmosphere.”