It's Only Money

About

It's Only Money is a single player and multiplayer role playing game. It was developed by Usual Suspects Studios and was released on October 21, 2024. It received mostly positive reviews from players.

"It's Only Money: Founders Edition" is a 3rd person open world simulation game where you play as an Undercity resident, stealing, fighting, and destroying to take down corporations and win back the city. The game allows you to buy houses, businesses, clothes, cars, and more, with the ability to play alone or with up to three friends. Explore the open world of Rockhaven and discover new activities, missions, and shops while exploiting the environment to your advantage.

Genres & Tags

Play Modes

+15

Skip User Reviews

79%

Audience ScoreBased on 440 reviews

story27 positive mentions

optimization14 negative mentions

The game offers a fun and quirky take on the open-world crime genre, reminiscent of GTA with a humorous twist.
The developers are responsive to community feedback and actively work on updates, showing commitment to improving the game.
There are plenty of activities to engage in, such as pickpocketing, racing snails, and customizing properties, providing a variety of gameplay options.

The game suffers from significant performance issues, including poor optimization and frequent bugs that hinder gameplay.
Many players find the content lacking, with a short main storyline and repetitive missions that can lead to boredom.
The mechanics, such as health regeneration and the hunger system, feel cumbersome and detract from the overall fun of the game.

story
131 mentions Positive Neutral Negative
21%
74%
5%
The game's story is described as a satirical rags-to-riches narrative that, while entertaining and humorous, is criticized for being short and unfinished, with many players completing the main missions in just a few hours. Although the characters and comedic elements are appreciated, the repetitive nature of missions and lack of depth in side quests detract from the overall experience. Players express a desire for more content and variety, hoping for future updates to expand the storyline and gameplay.
- “I started this game with the demo, loved the graphics, the storyline was funny and interested me a lot, and I loved the mechanics so I ended up purchasing the game.”
- “Thoroughly enjoyed the main story and I love the characters you meet along the way (hot dog man, you keep at it buddy!) Overall I would say if you want a nice time killer game, this is great for it as it keeps you coming back for more.”
- “Story-wise it's pretty much what everyone else has said, you've been cast down into the lower ebb of society because you suck at your job, and you're clawing and climbing back up to the top.”
- “The story is unfinished, and what story there is, is pretty much what you'd expect from an indie game trying to do Saints Row 2/3.”
- “A lot of the missions are repeats or clones of each other, but the world in itself is pretty fun to wander in.”
- “Completed the main quest line in 2 days and now I feel like I haven't got anything to do in the game anymore.”
humor
70 mentions Positive Neutral Negative
100%
The humor in the game is a standout feature, with many players praising its quirky, satirical take on themes like capitalism and political absurdity, often likening it to a funnier version of GTA or Saints Row. While some found the humor hit-or-miss, the overall consensus is that the game offers entertaining dialogue, goofy missions, and a lighthearted tone that keeps players engaged, despite some bugs and gameplay issues. Many reviews highlight the game's potential for humor, suggesting that its comedic elements are a significant draw, even if the execution can be inconsistent.
- “A hilarious, fun, and great game to play solo.”
- “The humor in the game alone and goofy missions is more than enough to pull you in.”
- “It's a shame because this game and its humor comes across as a clever spiritual successor to Saints Row 2.”
gameplay
67 mentions Positive Neutral Negative
37%
56%
7%
The gameplay has received mixed reviews, with some players enjoying the fun mechanics and humor, while others find it repetitive and bogged down by bugs and performance issues. Early gameplay is engaging, but many feel it becomes a grind in the mid-game, lacking compelling loops and quality of life features. Overall, while there are enjoyable elements and potential for fun, the gameplay experience is marred by inconsistencies and a need for further development.
- “The gameplay is smooth and the dialog is funny.”
- “Open world exploration feels good, and the gameplay loop is very enjoyable and addicting.”
- “The gameplay is simple, yet entertaining, and the side missions are actually fun and worth doing, unlike most modern open world games that just throw garbage at you.”
- “The gameplay is very lacking at the moment; there are a few things I would have expected more than 5 hours of gameplay.”
- “Graphical glitches, optimization issues, and bland gameplay at this stage in development.”
- “All of these babysitting mechanics roll into a game that is a lot slower than the games that it looks up to, and I think that is really bad in a genre where fast-paced chaos is the standout feature.”
optimization
54 mentions Positive Neutral Negative
4%
70%
26%
The game's optimization has received overwhelmingly negative feedback, with many players reporting severe performance issues, bugs, and high hardware requirements that hinder the experience. While some users have noted minor improvements or managed to mitigate problems by adjusting settings, the consensus is that significant optimization is needed for the game to reach its full potential. Overall, players express hope for future updates to address these critical performance concerns.
- “Plays well, performance issues from launch are fixed, and they've already responded well to feedback.”
- “Just played my first hour with a friend and even though this game still needs a lot of improvements, like the performance, quality of video and audio in some parts and even the gameplay could be improved a bit, it's quite fun and I am looking forward to the next updates of the game.”
- “The game has some pretty fun and interesting mechanics, but they're all overshadowed by bugginess, a lack of quality of life features, and poor performance.”
- “This is a very good indie game shot down by poor optimization, and I have really enjoyed my time in the city so far.”
- “The state of the game doesn't justify the price; I like the concept, though optimization is pretty bad.”
graphics
35 mentions Positive Neutral Negative
14%
77%
9%
The graphics of the game have received mixed reviews, with many players appreciating the vibrant, cartoonish art style and low-poly aesthetic that enhances the overall experience. However, some users noted performance issues, including framerate drops and graphical glitches, which detracted from the gameplay. Overall, while the visuals are charming and fit well within the indie genre, they may not meet the expectations of players seeking high-end graphics.
- “I started this game with the demo, loved the graphics, the storyline was funny and interested me a lot, and I loved the mechanics, so I ended up purchasing the game.”
- “The graphics are sleek and modern, enhancing the overall immersive experience.”
- “ Art style with heart: vibrant graphics that pay homage to the animated joys of our childhoods, mixed with the edge of underground comics.”
- “Graphics wise... eh, it looks like an indie game.”
- “I noticed that the framerates are horrendous, despite this game taking up 3GB of disk space and being a cel-shaded game with worse graphics than GTA III.”
- “Graphical glitches, optimization issues, and bland gameplay at this stage in development.”
stability
28 mentions Positive Neutral Negative
11%
96%
The game is plagued by numerous glitches and bugs, significantly impacting stability and overall gameplay experience. Many players report game-breaking issues, particularly during critical missions, and express frustration over the lack of updates or fixes from the developers. While some find enjoyment in the game's content and potential, the persistent instability makes it difficult for many to recommend it in its current state.
- “Despite being in early access, the game shows a commendable level of stability, with only minor bugs that are to be expected.”
- “The developers are actively working on optimizations, which gives me confidence in the game's stability moving forward.”
- “I appreciate that the game is in early access, and while there are some bugs, the overall experience remains stable and enjoyable.”
- “Game is a buggy mess and is entirely unplayable after the 2-hour mark.”
- “April 2025 edit: not a single update for fixing numerous bugs 6 months later, no replies from devs in their internal Discord bug forum since the game came out, seemingly abandoned in its current buggy state.”
- “It's quite a buggy game, optimization aside.”
music
13 mentions Positive Neutral Negative
38%
39%
23%
The music in the game has received mixed reviews, with many praising the soundtrack as fun and engaging, contributing to the game's lively atmosphere. However, some players have expressed frustration over issues with music sliders and the inability to adjust or mute certain tracks, particularly the ATM music, which has been described as overly loud. Overall, while the soundtrack is often highlighted as a strong point, technical issues have detracted from the experience for some users.
- “The music was great and the game played smoothly with no bugs outside of some minor graphical/physics objects that you kind of expect in these open world games.”
- “I love the graphics, I love the soundtrack, I love the quirky, goofy NPCs.”
- “Don't get me started on that gorgeous soundtrack.”
- “Think Saints Row, but without a decent soundtrack, guns, and voice acting.”
- “After pretty much every update, I asked for the ATM music to respect the music sliders and be able to be turned down or to give an option to turn it off, but it was always blaring.”
- “Sliders including music and all other options were not allowing me to grab them or even toggle them (which happened in the beta not too long ago) with tab via mouse & keyboard nor controller.”
grinding
12 mentions Positive Neutral Negative
8%
9%
83%
Players find the grinding aspect of the game to be a mixed experience; while some appreciate the satisfaction of earning upgrades and passive income, many describe it as tedious and excessively time-consuming. The grind can lead to frustration, especially when significant effort yields minimal progress, prompting players to take breaks. Overall, the game balances enjoyable mechanics with a grind that may deter some players.
- “You'll need a second life for grinding.”
- “It can get very 'grindy' - especially when housing people you rescue from moving trucks/cages.”
- “Admittedly, it does feel very grindy at times, to a point where if I play for an hour or more, I'd want to take a break and enjoy something else for a bit.”
- “Please fix this, usual suspects, it's really frustrating to find out after grinding 8k for a car and getting so far into the game.”
replayability
3 mentions Positive Neutral Negative
100%
Players highlight the game's exceptional replayability, noting the addictive rogue-like missions and dynamic market conditions that create a fresh experience with each playthrough. Many reviewers rate it highly, emphasizing its near-infinite replay value due to randomized events.
- “They even have an extremely addicting rogue-like replayable mission that I sunk plenty of time into.”
- “Replayability (5/5):”
- “With its dynamic market conditions and randomized events, 'It's Only Money' offers near-infinite replayability.”
monetization
3 mentions Positive Neutral Negative
33%
100%
The monetization aspect of the game has received mixed feedback, with players appreciating the absence of microtransactions and fair pricing, but expressing frustration over intrusive advertisements and technical issues that disrupt gameplay.
- “Finally, after what felt like ages... because it was ages ago, an actually good open world at not only a fair price but also without microtransactions.”
- “Big screen light advertisements are intrusive and disrupt the gaming experience.”
- “Finally, after what felt like ages, we have an actual open world game at a fair price, but it still suffers from microtransactions.”
- “Saves are lost after 4 hours of gaming because the game crashes on multiplayer if the joining player attempts to perform the advertising action for the snail repeatable.”
emotional
3 mentions Positive Neutral Negative
100%
Players find the emotional aspect of the game to be enhanced by the developers' dedication and regular updates, which reflect their passion and commitment. This heartfelt connection makes the game more enjoyable compared to larger brands, despite some criticism regarding a lack of missions.
- “The weekly updates are heartwarming, showcasing the love and passion the developers have for this game. It makes the experience much more enjoyable compared to other big-name brands.”
- “The emotional connection I feel while playing this game is unparalleled. The developers truly care about their community, and it shows in every update.”
- “This game evokes a deep sense of nostalgia and connection, making each moment feel significant and memorable.”